Website Disclaimer Statement

Important Notice

The information on this website is for general guidance only.

It does not constitute financial, legal, or tax advice. Please consult a qualified professional regarding your own circumstances.

We strive to provide accurate and up-to-date information for Australian clients considering financial planning subscriptions. However, all content is for informational purposes only and should not be relied on as a substitute for professional advice.

General Notice

Our service is designed to offer ongoing access to professional financial planning through a subscription model. While we aim for accuracy and relevance, we do not guarantee outcomes and recommend consulting a licensed professional before making significant decisions.

Limitation of Liability

By using this website, you acknowledge and accept that:

All information is provided as-is and may not account for your unique situation.
We are not liable for any direct or indirect damages arising from reliance on the site content.
Your use of this site is at your own risk and discretion.
Consult with a qualified professional prior to acting on any information found here.

Accuracy and Completeness

We make reasonable efforts to ensure all website content is current and accurate. However, regulations, fees, and planning practices can change. Always verify important details with a registered professional.

Results may vary and past performance does not guarantee future outcomes.

Professional Advice

Nothing on this website constitutes personal advice. Users should always seek independent, professional advice before making decisions about financial planning.

External Links

We may provide links to third-party websites for your reference. We do not control or endorse their content, and are not responsible for their accuracy or practices.

Disclaimer on Outcomes and Results

Individual results may differ. Our service does not guarantee specific financial outcomes. Please review your personal situation with a qualified professional.

Variation of Results Statement

Financial outcomes depend on personal circumstances and external factors. Your experience may differ from examples provided.

Subscription Fees and Financial Information

Our pricing is transparent and clearly displayed. Subscription fees are $250 per month for individuals, $320 per month for couples, and $350 per month for families.

All fees cover consultations, plan reviews, and ongoing support as outlined on the site.
There are no joining, cancellation, or additional service charges within your subscription.
We do not guarantee financial outcomes and recommend ongoing review of your situation.

Jurisdiction and Local Regulations

Our service and website are intended for Australian residents only.

We comply with all applicable Australian laws and regulations for financial planning services. Users outside Australia should seek services in their own jurisdiction.

Australian law governs all use of this website and our services.

We monitor and update our practices to align with Australian regulatory requirements.

Indemnification

By using this site, you agree to indemnify and hold harmless our team from any claims or damages resulting from your use of the website or reliance on its content.

Severability

If any part of this disclaimer is found unenforceable, the rest remains in effect to the fullest extent allowed by law.

Modifications

We reserve the right to update this disclaimer at any time. Please review it regularly for changes.

Contact Us

If you have questions about this disclaimer or our services, please reach out using the contact information below.

Email address: content@arlummelia.com

Phone: +61212238058

Address: Level 4, 55 Southbank Boulevard, Southbank, VIC 3006 Australia

Effective date: September 17, 2025

Last updated: September 17, 2025