Terms and Conditions for Subscription Planning
These Terms govern your use of our website and subscription-based financial planning services in Australia. Please read them carefully before subscribing or using our site.
August 24, 2025
Acceptance of Terms
By accessing or using our website and services, you agree to these Terms and any future amendments. If you do not agree, please discontinue use of the site and service.
Definitions
These terms use specific definitions for clarity:
'Service' refers to our subscription-based financial planning offered via this website.
'Subscriber' means any individual or entity purchasing our service.
'Content' refers to all website material, communications, and documents provided.
'We', 'us', or 'our' means the operators of this website and its employees.
Service usage guidelines
Our service is intended for Australian residents seeking ongoing access to financial planning via a monthly subscription. Usage outside Australia is not supported.
Eligibility
You must be at least 18 years old and reside in Australia to subscribe. Proof of age or residency may be requested.
Service is not available to minors or non-residents.
User responsibilities
Subscribers are responsible for providing accurate information and using the service lawfully.
Prohibited uses
You may not use our services for:
Intellectual property
All website content, service materials, and related documents are our exclusive property or used under licence. You may not use or reproduce them except as authorised in writing.
User content submission
Any content submitted by users must comply with our standards and not infringe on third-party rights.
Your content rights
By submitting content, you grant us a non-exclusive licence to use it for service delivery and communications.
Privacy and Data Protection
We protect your personal information in accordance with our Privacy Policy. By using our services, you consent to the collection and handling of your data as described there.
Read privacy policyDisclaimer and Limitation of Liability
We provide our service on an as-is basis and make no guarantees regarding outcomes or results.
Important disclaimer notice
Our website content is for general guidance only. Consult a qualified professional for advice tailored to your circumstances.
Limitation of liability statement
We are not liable for any damages arising from your reliance on this website or our service.
Indemnification
You agree to indemnify and hold us harmless from claims or losses arising from your use of our site or service.
Dispute Resolution and Governing Law
We encourage resolving disputes amicably before seeking formal resolution.
Arbitration
Disputes not resolved informally may be referred to arbitration in Australia, as permitted by law.
Arbitration does not prevent you from seeking other remedies as allowed.
Online Dispute Resolution
You may access the Online Dispute Resolution platform for consumer disputes in the EU.
Visit ODR platformSeverability
If any provision is found invalid, the remaining terms remain enforceable.
Entire agreement
These Terms, together with our policies, form the full agreement between you and us.
Applicable law and jurisdiction
These Terms are governed by Australian law. Any disputes will be handled in Australian courts.
Termination
We may terminate your access or subscription if you breach these Terms or act unlawfully.
Modifications
We may amend these Terms periodically. Continued use of the site means you accept the updated Terms.
Contact for Terms queries
If you have questions about these Terms or our service, please contact us below.
Email address: content@arlummelia.com
Phone: +61212238058
Address: Level 4, 55 Southbank Boulevard, Southbank, VIC 3006 Australia
Effective date: August 24, 2025
Version: 3